Tips To Discourage Tire Kickers And Attract Serious

Do you feel that you’re wasting valuable marketing efforts on tire-kickers: a large and growing market segment? They subscribe to all your free offers — but leave their credit cards behind.

Early in my business life, I talked to anyone and everyone, enthusiastically. I gave away classes, e-books, articles and more.

But soon I was forced to confront the reality of opportunity cost. While I was chatting happily with the freebie-seekers, I lost the opportunity to update my websites, create new products and write more articles. — activities that would most likely bring „real“ paying clients.

1. Communicate “professional” and “commercial” on every page of your website.

Like many professionals-turned-marketers, I was nervous about sounding too sales-y. But when I began learning more about copywriting, especially copy for the web, my style became more direct. As soon as you arrived on my website, you knew: Sales were happening here.

What I learned: Serious buyers rarely got turned off. They want to be sold. Freebie-seekers and tire-kickers got the message quickly: You have to pay to play.

2. Create low-cost or no-cost products that deliver bite-sized portions of your expertise.

Serious buyers want to assess your style and expertise before buying. They may want to develop a relationship before handing over their credit cards.

So you need the basics: website content, ebooks, ezines and audio. You may even offer one-time consulting sessions so prospective clients can get a sense of your style.

3. Donate services for everyone’s benefit – not to help a single needy visitor.

Back in the early days, I felt sorry for everyone who called. But soon I discovered a hard truth. These “needy” folks were paying large sums to more experienced consultants who knew how to say „No!“

If you genuinely want to help others, donate your services through nonprofit and charitable organizations where you will get recognition, testimonials and possibly future referrals.

Sounds self-serving?

When I volunteered with a pet adoption center, many years ago, the coordinator warned, „Those who volunteer for selfish reasons will do better in the long run than those who bring dreams of saving the world.“ She was right.

Clients will get better service from a non-profit agency dedicated to filling their needs than from a reluctant but sympathetic consultant.

4. Clarify your business status as soon as anyone calls.

Some folks will call before they visit your website. Maybe they’ve seen an article or heard you speak – and they’re psyched. But often they’re confused about what you offer.

Typically, your caller begins with, „I need help! Can you advise me about my career change?“

If you’re a career consultant, your best answer will be, „Probably yes. Please visit my website and review my schedule of programs and fees.“

Serious buyers will appreciate this message. „How much does it cost“ is a signal of intention to buy.

5. Turn discount services into promotion tools.

Every so often clients present unique, interesting problems. They can’t pay — but you’d enjoy the challenge of finding solutions.

You may be tempted to offer scounted service in return for a testimonial or referral. These clients rarely value what you offer, so they deliver lukewarm testimonials.

Instead, get permission to record a call, which you can use as a demo on your website. Or ask to write up their stories as a case study, which can be sold as a Special Report.

Finally, pay attention to the way you choose your own services. Most of us unconsciously send messages that attract people with similar attitudes.

Recently “Ernestine” asked me how to network with coaches she admired. “I’ve seen their websites,” she said, “and I’d love to chat with them as colleagues.”

I advised Ernestine to subscribe to their ezines instead. “Then maybe buy an ebook or two,” I suggested, “and perhaps take a class. But the days of free mentorship are long gone.”

One of Ernestine’s role models sent a warm thank-you following an ebook purchase. Ernestine responded and they had a brief email exchange. Another coach encouraged participation in a Q&A class.

Most of all, Ernestine’s ebook purchases helped her decide how to choose her paid mentor. She didn’t waste her time – and theirs – and she presented herself as a professional, not a needy person.

Tips To Dealing With Dry Skin

Dry skin is a problem that not only occurs during the cold winter months, but also during summer as well. The increased humidity indoors in the winter and outdoors in the summer add to the problem that affects many sufferers around the world.

Symptoms of dry skin include redness and a tight feeling when you attempt to bend your fingers or even in the slightest movement of your hand. In the case of extreme dry skin, cracking and bleeding may occur. This is the most unpleasant part of dry skin as it can be very embarrassing and, as expected, very painful. While it often seems that there is no way to end this discomfort, there are several tips to help individuals who suffer from dry skin.

Dry Skin Tip # 1
Use a soap that has moisturizing lotion. This will be gentler on your skin and will add moisture back where it has been otherwise removed. If possible, avoid harsh soaps that dry out the skin or strip it of it’s natural moisture.

Dry Skin Tip # 2
While it is important to maintain proper hygiene, overly washing your hands or showering multiple times each day may promote dry skin. After washing, it is equally important to dry your skin thoroughly to prevent it from chapping.

Dry Skin Tip # 3
One of the most effective dry skin treatment products is Pacquin Plus Dry Skin Cream, which is sold in 8oz. bottles. This thick white lotion provides instant relief for dry skin and can be applied to not only the hands, but the entire body as well.

Dry Skin Tip # 4
Use a quality exfoliation product to remove dry and/or dead skin cells. By removing the old cells, you will expose the healthy cells and may be better able to fight against nature’s harmful effects.

Dry Skin Tip # 5
If problem worsens or persists, consult a dermatologist. In some instances, over-the-counter products may not be able to treat severe cases of dry skin. A dermatologist has the ability to recommend stronger treatment products, which may be needed in some instances.

This article is to be used for informational purposes only and is not intended to be used as professional medical advice. The information contained herein should not be used in place of, or in conjunction with, a doctor’s recommendation . Any individual who develops severe dry skin or that which does not respond to over-the-counter treatment, should consult a licensed dermatologist for proper diagnosis and treatment.

Tips To Cure Your Acne

Here are 5 tips to help with acne prevention and treatment and skin maintenance. They are listed in no particular order of importance.

1. Get plenty of fresh air and sunshine for vitamin D, ingredients for healthy skin. Not only will your skin appreciate the vitamin D, your body and mind will enjoy the oxygen and stress reducer of a daily jaunt outdoors. But don’t overdo it and get a sunburn! Remember to use sun protection / tanning lotions if you’ll be out long. You don’t want to get caught up in that cycle of burned, dead skin cells blocking pores, resulting in acne scenario.

2. Remember, even „good“ stress can trigger internal chemical responses that result in acne, too. So plan ahead to deal with extra stress when planning a wedding, graduation, a move, a new job, a job transfer, a new baby, etc. Journal a little extra, focusing on the upcoming issue or issues and plan in some extra rest (use relaxation or meditation tools – cassettes, workshops, etc.) Get help around the house, take time off, exercise (yoga and T’ai Chi are highly recommended), have fun or whatever you need to do.

3. Drink an adequate amount of water daily. Many recommend three to four tall glasses and mineral or filtered water. Too little water can lead to dehydration, which can lead to dead skin cells not naturally falling off or sloughing properly; the end result can be blocked pores, acne.

4. Acne has nothing to do with dirt. Period. So don’t over-wash or over-scrub your face or the rest of your body. Keep in mind that too much can result in dry skin. And dry skin means your body will jump in and create more oil. Then what? Extra oil + extra dead skin cells = blocked pores, triggering acne flare-ups. Same old story.

5. – Add more fruits, veggies, seeds and nuts to your regular diet. (Note that deficiencies if selenium and zinc, found in Brazil nuts and pumpkin seeds, have been associated with acne.) So add salads, dried fruit and nut snacks, juices and other healthy treats to your daily planning.

This report includes information based upon research about acne. It strives to help clear up myths from facts and present an overview of the issues surrounding acne along with possible solutions available to help with the prevention and treatment of acne, all based upon the most recent studies, reports, articles and findings available, so that you can learn more acne health care.

Tips To Create Style And Elegance In Your Home

Creating the perfect home requires a lot of time and energy. There are so many things you need to take into account, especially if you are new at it. There are some very basic things to get you started.

1) The first thing to look at is the personalities that are in the house. If you are single then you only need to look at your own personality. For couples, the personalities are very often opposites. One may be outgoing and the other conservative. Be prepared to compromise when making decisions on design and color.

2) Browse through magazines and design books to get an idea of what you really like and what makes you comfortable. This really gives you the visual you need to think with when it will come to designing your own rooms. If you’ve never designed a room before, it can be intimidating staring at those blank white walls trying to figure out what you are going to do in there. Magazines can really help a great deal there by helping you choose an inspiration room as a guide.

3) The color of the walls will set the tone for the room so really take your time on that one. First start with the colors you like. If you already have furniture or have some in mind, look carefully at the colors in them. You can draw upon some of the colors in fabrics you will use in the room. If you are having trouble deciding, then go back to the magazines or books and see how the walls are painted and look for the color accents in the furniture and how they all relate. If you are using a picture of a room as your inspiration then it can be a lot easier to get the color right.

4) When you put your furniture pieces in the room, keep in mind the flow of the space you are in. You don’t want to make a room too small or choppy looking. Usually you know if it is not quite right. Rearrange until it is right.

5) Accent pieces go a long way in finishing up the look of a room. Plants and fresh cut flowers are great to put into any room. They have life in them that gives a comfortable feeling to any space. A crystal vase or candles can also soften a room. Framed posters or print and paintings on the walls are an age old custom of design. It is a staple that will never go out of style.

Design doesn’t have to be hard. You just have to find out what your style is and what makes you want to be there and then have fun putting it all together.

tips to choose the online nursing school right for you

No one can tell you which online nursing school is right for you. As a rule, you must be the one who chooses which path to take and how you want to get there. The differences between the online nursing schools are varied and one needs to be aware that they all have their pros and cons. However, if you make a wise and informed choice then you are half way to your goal. If a nursing school fits with your schedule, needs and personality than there is nothing stopping you from succeeding.

Bear in mind that no matter which online school you choose you will still need to take part in clinicals which require ‘in person’ teaching to complete your degree. So before you have earned the degree you will need to transfer to a land campus school.

1. First and foremost check out the fees that the online nursing charges for their courses. This is probably the most important part of choosing an online nursing school. It is the common practice of all reputable online nursing schools to be up-front with their fees. They realize it is important to new students to know how much they will be paying for the course. This will help to build trust in the school as they put fourth the effort to respect their students by offering their fees in an honest manner.

2. You will need to check out the course requirements before signing up for anything. Each school has different requirements that must be met before entering their program. These may include a high school diploma, previous nursing courses, or specific course studies from other schools. All of these requirements are easily located in the prerequisite area of the course description.

3. Time available is very important when choosing an online nursing program. You will need to check and make sure that you have the minimum amount of time that is required by the school to dedicate to class and course type studies. Most of the schools that offer online programs operate on the same premise of standard schools and require that students complete a minimum number of hours in class room study to be eligible to graduate. All of the time that is required will be listed in the course description during the review process.

4. Degrees offered is another area where one should put fourth some effort in research. If the online program does not offer the degree that you need to get the job you want then it is useless to you as a school. Through most of the online nursing schools you can choose the type of degree that you wish to obtain and enter the course of study as set down by those guidelines.

5. Finally you should determine if the school you are looking at fits the individual needs that you have. If a school does not fit the most basic needs than it will not be of much worth to you as a student. If you have special needs or require an aggressive course study you should check with the online schools advisor to ensure that they can accommodate such a need or desire.

Tips to Choose the Best Home Business Opportunity

With the rise of the Internet, there’s never been a better time to launch a home business. Millions of people are choosing to work from home and make money on line, using only their computer and mouse. Millions more are involved in more traditional network marketing, scheduling parties and selling products to their friends, neighbors, and family. If you want to make money on line, how do you know what the best home business opportunity is for you? Read on for five tips to help you choose.

1. Know your options. There are tens of thousands of Internet-based home businesses, if not more. They range from multi level marketing opportunities to ecommerce to intellectual property sales. Your first step should be to find a website that has an overview of the best home business opportunities. This will save you countless hours scouring the Internet in order to find all of the choices available.

2. Know your strengths. Perhaps you’re a great writer, and would enjoy – and profit – from taking public domain books and articles and crafting them into books and articles that you could sell on the Internet. Perhaps you’re an experience network marketer and would do well selling products or online opportunities to others who want to break into the field of network marketing. When reviewing home business opportunities, narrow your field to those that play to your strengths.

3. Know your weaknesses. If you don’t know the first thing about building websites, it doesn’t make sense to choose a home business where you’ll have to build a bunch of websites. Likewise, if you couldn’t sell water to someone in the desert, don’t go into direct sales. Even though you might find an incredible home business opportunity, if it doesn’t dovetail with your talents, it’s not for you. It’s like any other job: there are jobs you’re automatically qualified for, those that you can learn as you go, and others that are beyond your reach. Again, success lies in playing to your strengths.

4. Diversify your revenue streams. Despite what many opportunities claim, your best chances for success come when you bring in revenue from several sources. You may begin with one home business, but over the course of a few months, you should add several others. By doing this, if one revenue stream goes south in any given month, you’ll always have backup sources of revenue.

5. Set goals and meet them. In order to be successful, you need to set goals. The goals you set should include revenue goals, marketing goals, and goals specific to the home businesses you’re engaged in. Once you’ve set your goals, you need to make a plan to reach them. Then, you need to commit to doing whatever it takes to follow your plan.

Having a home business is incredibly rewarding. If you’re a parent, you’ll have more time to spend with your children. If you’re retired, you’ll have additional income. If you’re a student, you can pay for your education. If you simply like the idea of giving up the hassles of a nine-to-five job, a home business will give you the freedom you desire. Just do your research, play to your strengths, diversify your revenue streams, and set and meet your goals, and you’ll experience the satisfaction that being a successful home business owner can bring.

Tips To Buying Trading Cards

The trading card industry is one of the most popular in all of collectibles. With everything ranging from race used sheet metal to game-used bats and rookie cards of tomorrow’s hottest stars, the manufacturers of trading cards have changed the way people collect. Some time ago, the greatest insert in a wax pack was a stick of bubble gum, but today it’s so much more.

With such popularity comes great wealth, for both manufacturers and collectors, and a few tips to consider when dealing with trading cards will make the hobby not only one of profit, but also of fun.

Condition. When shopping for trading cards, pay close attention to the condition. A mint card is one that is just like new, with sharp corners, no markings or creases. Some companies actually grade trading cards, while others simply let the shopper decide. Trading cards that are in poor condition are noticeable immediately, but ‘good’ and ‘fair’ ratings are open to interpretation.

Authenticity. If you are in the market for trading cards, take special care to learn as much about the hobby as possible. If you are going to spend big bucks on a single card, make sure that you are getting the real deal. A good example is the Michael Jordan rookie card, which was reprinted years ago. It looks so much like the original that even experts have a difficult time distinguishing the original from the reprint. If you are looking for an expensive card, make sure that it is graded by a reputable company and it never hurts to have it checked again after purchase.

Investment. If you are an investor, trading cards may be the hobby for you. It is inexpensive to get started collecting and the future profits can be high. Investors should consider purchasing rookie cards, which will be the first trading card that a rookie player appears on. If the star rises in fame, so will your investment. Additionally, mint condition cards appreciate the most in value.

Reputation & Research. If shopping for trading cards online, especially, find a company that has been in business for awhile. Look for information relating to their return policy, just incase the card isn’t exactly as described. Always be sure to do your research when purchasing trading cards and check the price guides to make sure you are getting a fair deal.

Have fun Most importantly, have fun when shopping for trading cards. While it is a profitable business venture for some, most importantly it is a hobby and should be enjoyed by all who partake.

Tips To Buying Ink Cartridges For Printers

As a general rule, black ink cartridges are more affordable than color toner. When considering which to purchase, take a moment to think about how you will be using your printer. Will your printouts require color or will they work just as well in black & white? If the answer is ‘yes,’ you will save a considerable amount of money in purchasing the black ink cartridges.

$If you are cost conscious and also have a great concern for the environment, purchasing recycled ink cartridges may be your best bet. Not only are these more affordable, but they are also better for the environment as are other recycled products. One of the best places for purchasing quality recycled ink cartridges is Viking Office Products and Staples.

$When you purchase any type of ink cartridge, make sure that it is compatible with your printer. Many people are surprised to learn that ink cartridges are designed to be used with a specific model and manufacturer of printers, which should be clearly explained on the outside packaging. If you have trouble remembering the model number on your printer, simply write it down on a piece of paper and take it to the store with you. This will be the single most important information to have on hand when selecting ink cartridges for printers because without the right printer model number, you are not likely to get the right product.

$Because ink cartridges are sometimes very expensive, it is often possible to find a real bargain on a printer/ink cartridge combo. A recent visit to a local retail store revealed a single ink cartridge for $29.97. Just beside the ink cartridge selection were several boxed printers. Among them, a new printer and color ink cartridge combo, which was priced at just $34.95. When you consider the difference of only $5.00 and the fact that you could purchase a brand new printer and ink for almost the same price as a single ink cartridge, the better deal was obvious. In this scenario, you could simply resale your former printer on eBay and replace it with the new printer. This just goes to show that a little smart shopping can go a long way in terms of getting the best value for your dollar.

$The majority of ink cartridges for printers carry a manufacturer’s warranty guaranteeing your satisfaction. The only way to receive coverage as promised is to retain the original purchase receipt, ink cartridge packaging and warranty information. If your new ink cartridge should fail to work as promised, most manufacturer’s will either replace the cartridge at no cost to you or refund the original purchase price in it’s entirety.

Tips To Buying Cars On Ebay Motors

There are many terrific benefits to buying cars on eBay Motors, including a price that the you get to determine, lower insurance and the absence of a car payment every month if you pay in full. If you plan on buying used cars on eBay Motors in the near future, here are several tips to make sure that the road to your new ride is a smooth one.

Buying Cars On eBay Motors Tip # 1
Check with your local automobile insurance agent before deciding on a specific used car. If the cost of auto insurance is an important deciding factor, you should be aware that SUVs will be more expensive than a car. Regardless, however, a used car will carry more affordable insurance than a new one of the same model and make.

Buying Cars On eBay Motors Tip # 2
Request a CarFax report. This information is available for a reasonable fee and includes information regarding the car’s history, including whether or not it has been flooded or if it has ever been involved in any type of accident. In addition, the number of previous owners and whether or not the title is clear should also be included in a CarFax report.

Buying Cars On eBay Motors Tip # 3
Check out the car’s value with Kelly Blue Book. This source is one of the most trusted when it comes to providing new or used car values. By entering certain information into the website, car shoppers can learn what that particular automobile should be sold for. This can help potential buyers realize whether or not they are getting a good deal.

Buying Cars On eBay Motors Tip # 4
Consider gas mileage. An SUV will typically use more gasoline than a compact car, which is important if the cost of fuel is a major deciding factor in your purchase.

Buying Cars On eBay Motors Tip # 5
Select a used car with as little mileage as possible. This should mean that the car has a longer life and hasn’t been used excessively.

And finally, when buying cars on eBay Motors, make sure that the automobile you choose is one that fits your lifestyle. For example, a family would likely be more comfortable in a van or SUV, while a single person or a married couple may be perfectly happy with a compact car. The design of an automobile that you may consider buying on eBay Motors will ultimately depend on your intended use and how many are in your family that will be riding along at the same time.

tips to boost your PPC results on Google

As costs of PPC campaigns are increasing, internet marketers are more than even under the pressure to deliver positive results. The performance of PPC campaigns is dependent on following factors:

– The impression rate
– Your ad position
– Click thru rate (CTR)
– Conversion rate

Finding the right balance between impression rate, ad position and clicks is the starting point to successful PPC advertising. Before exploring tips to help your campaign perform better, let’s quickly sum-up the concept how Google displays your ads in its sponsored results:

* Daily budget controls frequency of your ad display

The frequency is expressed by number of impressions. If your daily budget is not high enough, your ad may not show all the time (meaning you don’t have enough impressions per day).

* Ad position depends on the Rank Number

The higher the rank number, the higher is your ad’s position on the page. The rank number is calculated based on the following formula:

Rank Number = CPC (Cost Per click) x CTR (click through rate) x (Ad quality)

Now we’re ready to explore what practices are more likely to help us improve PPC campaigns performance:

1/ Improve Ad Delivery

If your ad does not show up every time when searches are performed under your keyword, it may be a sign that your daily budget is not high enough. As you now know, how frequent of your ad display is controled by the daily budget. If you would like your ad to be shown more frequently, please consider to increase your daily budget in order to receive a maximum exposure for your ad.

Normally, you have 50% margin for your daily budget. For example, if your desired daily budget is $10.00 per day, you can set your actual daily budget on Google to $15.00 per day, because your actual spending is based on your click thru rate, by setting the daily budget higher will allow your ad to get more exposure, but your actual spending may still be in your desired daily budget range.

However, be sure to monitor your daily advertising costs and if they are rising too high, decrease the budget on the safe level.

2/ Improve Ad Delivery per Keyword

Each campaign can have one or more adroups. An AdGroup is a group of keywords and ads that will display when those keywords are searched for on Google. You may have experienced a situation when only few keywords out of the whole AdGroup trigger your ad. The explanation lies again behind the daily budget that controls a number of impressions for your campaign. These impressions are distributed between individual AdGroups and further between individual keywords. So it may happen that some keywords in a particular Adgroup have more impressions than the others, meaning some keywords trigger your ad more frequently than others.

If you want to improve the ad delivery for your targeted keywords, you can consider splitting your keywords and creating a new campaign for keywords with low impressions. This should improve the frequency with which they will trigger your ad.

3/ Optimize your Adgroups

As mentioned above, each campaign has one or more adroups that all share campaign’s impressions. Often, the impressions are not divided evenly between adgroups. So it may happen that some adgroups have more impressions and show their ad(s) more frequently than others. It is a very similar scenario as with keywords we just described above.

To improve results of your low-performing adgroups, you can consider to create a new campaign for them in order to increase the frequency with witch they show your ad on Google.

4/ Analyse your Clicks

Make sure the clicks are made for specific, targeted keywords. If you’re getting lots of clicks on non-targeted keywords, consider reducing Max CPC and/or your ad position in order to improve your ROI. Similarly, you can raise bids for targeted keywords that are performing well.

5/ Optimize your Ads

Make sure you bid on targeted keywords, create compelling ads and link them to relevant content on your website. The keywords you chose will segment the market and target your desired audience. If you won’t chose wisely, you’ll finish targeting the wrong market and wasting your advertising budget. The ad you create needs to attract attention of your prospects. It needs to communicate your unique selling feature – in other words, what makes your product/service different from others and why a visitor should visit your website. Be specific about your offer and include call to action. Lastly, guide visitors to the content on your website where they can access more information about the offer advertised. The landing page should also clearly state what is the next natural step to make – buy your product, download the white paper, sign up for a free trial, etc.

PPC management requires lots of work and testing but if you stick to the basics you can make money instead of losing them. Remember, the only measure that matters on the Internet is the profit you make.

Tips To Achieve All Your Goals Successfully

Why do some people seem to succeed in all they do, but others flounder along at the rear? Mostly it’s because the successful people have set goals and take steps to successfully achieve them. So how do they always seem to achieve their goals?

Here are five strategies they use:

1. Start with a long-term goal, write it down, taking into account when you are goin to achieve the goal and why it’s important. Try and be as visual as possible, explaining how the achievement of this goal will change your life for the better. Once this long-term goal has been documented, break the goal into tangible steps that need to be taken to achieve the goal.

2. Make certain that you really want the goal. Ask yourself, „Do I really want this goal? Will this goal give me a better life?“ Answering these questions will give you more drive to achieve your goal.

3. Speak up. You should not keep your goals to yourself. Sharing your goals can help you get the support you may need from others. Some people are concerned with telling others about their goals because they are worried they will fail. However, telling others means that you are more likely to achieve your goals either with their support or in-spite of them.

4. Write down your goals. This strategy is advisable for those who have a long list of goals. After writing them down, review them regularly. You may also want to keep them handy to keep you motivated.

You have to discipline yourself to stick to what you have written. Do not just write them and tuck them away somewhere ‘safe’. Its better to keep them where you will see them, try sticking them to the refrigerator.

5. Stay on track and do not give up. Reviewing your goals will help open your mind to see if you are on the right track. While on track, you may have to face challenges that might change the way you see yourself.

Never be discouraged. Encountering obstacles is just a test for how dedicated one is to achieve the goals you’ve set. It will all boil down to you preparing yourself to face anything and doing everything to get to the goal that you have set for yourself. Only you can make it happen. Nothing can stop you if you have set your mind to it and commit to taking action.

Supercharge Your Motivation

Motivation is the driving force behind life-enhancing change. It comes from knowing exactly what you want to do and having an insatiable, burning desire to do what’s necessary to get it. It keeps your dream on track as it is the power of motivation that keeps you going when the going gets tough.

Here’s 5 top tips to help you supercharge your motivation:

1. Create a picture board and fill it with images of your desired goals. The car you want to own, the house you want to live in, the area where you want to live yes, they’re the obvious ones. Others could be pictures of holiday destinations, trophies, first-class travel tickets, clothes you want to buy, fine restaurants you want to frequent – whatever you can think of that gets your pulse racing.

2. GET ANGRY. If you want to change your life for the better then get angry about where you’re at now. Having a blasé attitude towards change isn’t what’s needed and it won’t create a strong desire within you. So ask: “Why do I want to change?” Is it because you’re FED UP with debts? Does your job DRIVE YOU CRAZY? Is your life DULL AND PRECITABLE? Are you SICK AND TIRED of doing the same thing week in week out? Are you BORED BEYOND BELIEF by the dull, uninspiring, unhappy people you associate with? THEN GET ANGRY ABOUT IT. And I mean REAL ANGRY. Write it all down, all of the frustrating, unrewarding, miserable lot of it that makes every day a dull slog until your final days. IS THAT WHAT YOU WANT?

3. Speaking of your final days, start to appreciate the value of time. Time is one of the most precious resources you have and it is also a NON RENEWABLE resource. You can either use it fully or squander it. If you want to create change you’re going to have to invest a lot of time to make it happen. Start to reduce the time you waste on irrelevancies: Television, newspapers, lie-ins, weekends spent shopping, partying, dining out, visiting an endless line of relatives and friends – these won’t help you get what you want and all of them will rob time from you. Valuable time that you can use much more effectively by investing it in YOU. Remember this: You have a finite amount of time here on Earth. You don’t know how much time you have – no one does. But it’s how you use the time you have that counts. So make your time count and that means starting from right NOW.

4. Conformity. Are you a mindless little sheep who’s way too timid to pursue your own way? Do you have to follow where everyone else goes, doing exactly what everyone else does and therefore, who gets the same levels of happiness as all the other little sheep? Seriously, does this describe YOU? Are you too frightened to be different than all of the other sheep because they wouldn’t like it if you decided to follow a different path? So you dutifully trot along following all the other sheep because if they’re doing it then that’s how it is right? But if you do what everyone else does you’ll just get what everyone else gets. Do you want to be a mindless, timid little sheep who blindly follows all the other sheep? Or do you want to be a leader, a warrior who possesses the courage to be uniquely you and to do what you want to do and make your dreams happen? If so then this means you have to be more like a tiger than a sheep. Do you really want to be a sheep? I mean, haven’t we got enough sheep already?

5. Fear your fear. Fear is the force that is determined to stop you in your tracks and rob your dreams from you. But it can only do this if you let it. Are you going to let this cruel destructive charlatan trample on your dreams, steal your happiness and crush your spirit? Imagine this thought haunting your final days: “I didn’t do the things I wanted because I was too frightened to live”. And by then, it’ll be far too late to conquer fear. Refuse to let fear spoil your life and start taking action – now!

The world is waiting for your unique gifts. Why keep it waiting any longer?

Dance The Weight Away

If you love Latin rhythms and want to lose weight keep reading. No longer do you have to spend your money going to the gym. By following my simple weight losing tips while listening to Merengue Latin grooves, you’ll be able to shed pounds effortlessly. Many people like to listen to music when they work out but a small percentage of people around the world know about my little Latin-dance work out strategy.

You can dance at your own pace because it doesn’t matter if you are an expert or a professional salsa dancer, you just need to follow the rhythms, listen the drums, and listen to amazing Latin beats.

Tip number #1: Make a commitment to pop in a Merengue or Salsa CD or download some Merengue or Salsa music online that will make you start dancing while breaking a sweat.

Tip number #2: Take 2-3 Merengue or Salsa dancing classes. You cav take a basic Latin dance class or intermediate to advance level class based on your experience.

This will eventually improve your Latin dancing skills and dedication and will make you look like a professional. These moves also help strengthen your abdominal muscles which can help keep fat flab off your tummy.

Tip number #3: Make a commitment to dance at least 60 minutes a day before work, after work or on your lunch break. Don’t forget; if you are a female, shake your hips. If you are a male; shake your chest. The first 30 minutes should not be interrupted, stay active and in constant motion for the full 30 minutes because this is when you start burning fat and calories.

Tip number #4: If you don’t want to take the time and money for classes, begin with the simple 1,2,3,4,5,6,7 steps starting with a right step in front and left step back and fourth while counting 1,2,3,4,5,6,7. This will help you dance the weight away.

Tip number #5: Keep your stomach and back straight for better stability, as it is very important to maintain your center of gravity when changing direction. Good balance will allow you to be in the correct position to hit the next dance step.

Dancing to Latin tropical rhythms like Salsa and Meringue this summer will get you in shape in no time. By increasing your power with the following Latin grooves exercise, you can improve your overall fitness goals in less than a month.

Tips That Allow You To Be Debt Free

Picking yourself up out of debt can be difficult and tiring. This process requires hard work and focus, as you must learn to change your spending habits. It can be difficult for anyone to follow these changes and become debt free. If you want to be debt free, you need to follow a set plan. These 5 tips will help you to create, and stick to, that plan.

Assess your Debt

The first thing that you need to do is to assess your current debt situation. You need to understand how much debt you have. You need to understand how much interest that debt is incurring. These numbers will help you to set your goals. If you want to be free of all debt, you need to fully understand that debt.

Make More than the Monthly Payment

Many attempt to be freed from their debt by paying the minimum monthly payment on their credit cards. This method will not remove debt from your life. In some cases, the debt can still rise. You need to make an extra effort to pay more than the minimum amount each month. The more you can afford to pay a month, the better off your finances will be.

Budget Your Paycheck

If you want to be free of debt, you need to budget out your paycheck. You need to budget for payments such as rent payments, car payments, and insurance payments. You should also budget out a specific amount for gas and groceries. After you have budgeted these needs, you can budget in the amount of money that you want to pay on your debt. This will help to keep your current finances secure.

Start Saving

If you are looking to be free of debt, you need to start saving money. A solid savings account can help prevent you from going into unmanageable debt in the first place. While you may not be able to contribute a lot to your savings per paycheck, the account will eventually grow into a stable and reliable account.

Take Something Out of your Routine

Most people have a habitual spending habit that will drain them of a decent amount of money per month. Think about a specific spending habit that you have. Some people go out to fast food on specific days. Others need their cup of coffee from their favorite coffee house every day before work. Taking these extra expenses out will help you to reallocate that money to a savings account or debt payment.

It is important for you to assess your debt before you create your plan. This will allow you to understand your situation fully. When you understand the situation, you can plan for monthly payments. This plan will also help you budget for your life, and budget for a savings account. These components all add up, helping you to be debt free as quickly as possible.

Tips On Wising Up To Fraudulent Credit Card Offers

If it’s your first time to apply for a credit card, be careful with accepting any unsolicited offer that comes your way. If you don’t take care, you just might find yourself a victim of credit card fraud.

5 Tips on Wising Up to Fraudulent Credit Card Offers

Tip #1 Apply Directly to the Credit Card Issuer.
You might find yourself encountering an offer that says you’ll have an easier time applying and getting approved for a credit card through their help. Unless they work directly for the credit card issuer, no middleman representative or company can change your credit card application’s fate if it’s truly not meant to pass. The only thing that can improve your chances of getting approved is by improving your credit score and nothing else!

Tip #2 Bad Credit Matters…Negatively.
If someone tells you that he can get you a credit card that’s not only unsecured but with low interest rates as well, you’re getting your leg pulled by a con artist. Bad credit always matters, and they matter negatively. Credit card issuers never ignore the fact that you have bad credit no matter who you are. If you have bad credit but you want to have a credit card, your best bet is getting a secured one or one that’s specifically designed for people with bad credit.

Tip #3 There is No Up Front Fee to Pay.
And if there is, it should be minimal because there’s really nothing you should pay for. Up front fees are rarely required by any major credit card issuer so being asked to do so in the first place should make warning bells ring in your head. Secondly, if they refer to the up front fee as your “annual fee”, it should appear on your first credit card statement and paid together with your initial credit card charge.

Tip #4 Know What their Gold, Platinum, and Silver Status Really Means.
Other people will try to deceive you with tempting gold, platinum, and silver credit card offers. But before you take the bait – take the time to ask what exactly those offers entail. In most cases, a gold credit card means having an elite status because you’ve got an incredible credit card limit, competitive interest rates, and amazing rewards to look forward to. Is that the kind of gold credit card they’re talking about? Or could it be just a gold colored card with the usual privileges? Or worse, could it only be used to purchase items from their very own product catalogue?

If you really want a gold, platinum, or silver credit card – ask yourself if you can truly afford it first.

Tip #5 If You Want to Have Credit Card Protection You Can Do the Protecting Yourself.
A different but related credit card offer that you could also encounter is one providing you with credit card protection and insurance. The person making the offer might also weave terrifying tales of what could happen to you if you don’t get your credit card insured. But the Federal Trade Commission (FTC) cautions consumers from availing of this offer because it usually proves useless in the end. If you want to protect yourself from credit card troubles, you can do so by using your card responsibly and wisely.

There are sure to be other types of fraudulent credit card offers you could encounter, but just remember the golden rule for credit cards: if an offer seems too good to be true, it usually is!

Tips On Starting An Online Home Business

Many folks dream of having their own online home business, working the hours that are convenient to them, answering to no one and having all the free time they want in order to spend all that money they are going to earn. Starting a home online business can wind up being rewarding, but not as easy as many people may believe and there are five things you will need to consider before making the plunge.

Tip #1. You will have to establish a work time schedule. The myth of working whatever hours you choose is one of the biggest attractions to starting an online home business, but not scheduling a set number of hours in which to do the work is an invitation to fail. The time you schedule does not have to be the same as traditional business hours since your online business is open all day, every day. They can be any hours you choose, but there needs to be a set number of hours dedicated to the business every day.

The thought of working in your pajamas is another selling point to many home businesses, especially those based on the internet, but realistically offering a professional service requires a professional attitude and, realistically, how professional can you be in your pajamas. Maybe you can trade in the suit and tie for t-shirt and jeans, but being ready for an online home business should not be any different than getting ready for a traditional job.

Tip #2. Establish an area in the home in which you will work. Whether it is a spare bedroom transformed into an office or a section of the kitchen carved into a home office is irrelevant. What matters is that you, as well as the rest of the family understand that this is your place of employment. Interruptions and conflicts are not appreciated nor will they be tolerated.

Tip #3. Establish an online presence for your business. Many who work an online home business do not see the need for having their own website, especially if the business provides one for free. Understand that with marketing, having your own online presence can direct traffic directly to you and not one of possibly thousands of other websites offering the same type of service or product as you offer.

Tip #4. You will need to let others know about the services you offer and the easiest and possibly most cost-effective way to do this is through networking. When many working an online home business hear the term networking, a shiver goes up their spine. Forget for a moment about online network marketing and think about all the networking you are already involved with. If you belong to a social or professional organization, you are networking.

Tip #5. You are the best selling item in your inventory. Whether selling a service or a product the first things potential customers will see is you. Being able to sell yourself to others is a huge step in building a successful online home business.

Tips On Shaolin Kung Fu Exercises

It was Michael Tyson’s second day at our Kung-Fu school and I took a hard look at him. He was built like King Kong, was as hairy as King Kong, sported Mr. T’s hairstyle, but he had Oprah Winfrey’s puckered lips and Michael Jackson’s kohl-lined eyes. This made me a wee bit suspicious of his intentions, but I was in full concentration mode as I began teaching him some basic Shaolin Kung Fu tips.

„Tyson, in Shaolin Kung Fu, the Chi (breath) must unite with the Li (force). Do not lose focus, because the brain must coordinate with the heart, the heart must coordinate with the mind and the mind must dictate the way you breathe. Persevere and you will be rewarded.“ I began educating Tyson.

„Man, you just sound like my Grandma when she’s chanting hymns at the church! Ha, ha!“ Tyson guffawed, his lips vibrating, his eyes filled with merriment. Hmm, Tyson was a casual customer.

I smiled back, „Thanks for that, Tyson. In Shaolin Kung Fu, it is necessary for the body to be agile, swift and packed with energy. The movement of all parts of the body must be coordinated and you must focus on your body movements. If you move forward one step, your hand should move, too, in rhythm. Even when you strike, do not focus on your fist or the force you put behind it – just concentrate on your body rhythm. Understood?“

„Dude, is this a ballet school or what? Ha, ha!“ Tyson laughed, his lips puckering even more. A little bird flew inside my brain and told me Tyson was an irreverent type.

„Thanks again, Tyson. Now, pay attention: In Shaolin King Fu, the five elements of nature – wood, fire, earth, metal and water form a unique fusion during a fight. You must observe them and the arrangement of the universe around us. When you practice Shaolin Kung Fu, you will one day understand that your Chi (breath) can influence these five elements. When you reach that level of realization, you will be able to move very heavy objects with one movement of your hand or foot. Shaolin Kung Fu is that powerful, Tyson.

„Hey, buddy, I came here to be a fighter – I don’t wanna be no weight-lugging porter, my friend!“ Tyson continued his rocking and rolling.

Well, it was my Shaolin Kung Fu training that helped me maintain my cool. Otherwise, Michael Tyson would have been toast by now with a lot of jam on him, „Tyson, please pay attention – So far, you have learned that in Shaolin Kung Fu, you have to focus on your breath and your body movements while observing and connecting with the five elements of nature. Now here’s the fourth tip: Shaolin Kung Fu requires you to be an expert in fist work. You must move your arms in such a way that the enemy cannot get sight of your fist. Your arms and fists must move at the speed of light and for that to happen, you will have to train your sinews in such a way that when you punch, your arm must glide like a bird landing on a lake.“

„Sure, leg movements are important too: In fact, there are seven kinds of leg movements in Shaolin Kung Fu, but we’ll come to them later on.“ I continued.

„Got any cool underarm movements, eh, Balboa boy?“ Tyson sniggered, looking at me with come-hither eyes. I wished he’d get pregnant and go away.

„Okay, Tyson, this is your last tip for the day: In Shaolin Kung Fu, your eyes, ears and heart must be in perfect rhythm. Your eyes must follow the enemy’s movements and your ears should be sharp enough to detect the slightest of sounds – this, while your heart is steady, cool and calm. If you are able to achieve this state, you will not make mistakes. That’s enough for today Tyson, class over. Now join me for a round of Shaolin Kung Fu sparring.“

„Hey Balboa, whatever you say! Hee, hee“ Tyson said grinning ear to ear, not knowing what was coming at him.

That was the last time Tyson ever fooled around in Kung Fu class. And in case you are wondering, no, I didn’t kill him – but that’s another story.

Tips On Raising Your Newborn Child

Having a baby is one of the most beautiful things that could happen in a parent’s life. Yet, it is also challenging. Raising your newborn child is not easy. It takes a lot of effort and patience to nurture your child until he or she reaches the stage of complete development. Though some of the time this task is can be quite challenging, the joys certainly outweigh any negatives. Here are some suggestions for successful baby nurturing:

1. Feeding

Breast milk is recommended for the first year of a newborn’s life. This is to give the baby the optimum sustenance to grow and progress. Generally speaking, the newborn child should be breastfed about 8 to 10 times a day during the baby’s first few weeks. As a parent, it is necessary that you know when your baby is getting the proper nourishment needed. Some indications that your baby is feeding well is when he or she is having four or more wet diapers a day or having a bowel movements 3 times or more a day.

2. Sleep

Don’t be surprised if your newborn child spends the majority of their time sleeping. It is common for infants to sleep most of the time, around 12 to 20 hours a day. When putting your baby to rest, it is advised by most doctors that you put your baby on his/her back, on a firm mattress. During cold weather, it is best that you dress your baby with warm pajamas to keep him warm rather than using a bedspread.

3. Bowel movements

Determining if your newborn child is having a bowel movement is easy. It is usually apparent when he starts to become quite hard to please, his face turns red, and he starts to cry and tends to move his legs. It is natural for newborn babies to pass a lot of gas so don’t be surprised if this happens often. If your baby is breastfeeding, it is quite normal that he will pass stools a couple of times a day. On the other hand, babies that are formula fed do not pass stools quite as frequently. Should you ever see any signs of blood in the stool of your baby, immediately give your baby’s physician a call.

4. Dressing your newborn

Providing your baby with the proper clothing is very important. Keep in mind that you should use clothing that is comfortable and appropriate. During cold season, you should clothe your baby with knit caps and booties. Though parents often want their baby to look fashionable, it is better not to overdress your newborn. Babies struggle to regulate their body temperature and therefore rely on layers of clothing to stay the right temperature.

5. Baby’s day out

Taking your newborn child can be fun. However, you need to consider when and where you can take your baby. Limit outings to nice days. It is important to keep your baby away from people with colds or any other form of illness. Also, avoid direct sunlight for this may harm your baby’s skin. In addition, avoid taking your baby to crowded places while your baby is only a couple of months old.

To sum it up, proper nurturing of your newborn child is a rewarding experience. You’re not only able to personally attend to your child’s needs, but you also get to enjoy quality time where you and your baby can bond together.

Tips On Proper Fibromyalgia Diets

In order to treat or completely eliminate fibromyalgia, many doctors advocate adjusting your diet for levels of energy and immune system enhancement. Though you likely suffer from a number of fibromyalgia symptoms, if proper diet eliminates or eases even one o f those symptoms then isn’t it worth your time to give it a try? To help you adjust your diet and feel better, here are 5 tips on proper fibromyalgia diets.

The first of the 5 tips on proper fibromyalgia diets is to increase the variety of foods you eat and vary the amounts and combinations. What this does is help your body to get a wider range of the vitamins and minerals you need along with fatty acids that will improve overall health. To that end, you should also try to incorporate more organic foods into your diet. The chemicals used in other vegetables can reduce their nutritional value and thus cause you to lose the vitamins and minerals that are so important to your fibromyalgia diet.

Second of the 5 tips on proper fibromyalgia diets is to change your eating patterns. Instead of eating the standard three meals a day, consider eating less more often. Try to eat a small meal as often as every three hours. This keeps your metabolism high and your energy levels with it, and you will feel more energy.

Third in the 5 tips on proper fibromyalgia diets is to be aware of what you should avoid. Stay away from fast food and junk food. In addition to that, keep caffeine, sugar, and any unnecessary drugs (like alcohol) out of your system. Many of these foods and additives will cause you to have sharp rises and falls in energy and metabolic levels. What you want when you have fibromyalgia, or even just for overall health, is to have a constant feeling of well being that comes from balanced diet.

Keep your diet balanced. Of the top 5 tips on proper fibromyalgia diets, keeping your diet balanced is probably the most important. If you try to control the balance of complex carbohydrates, essential fatty acids, lean animal protein, vegetable protein, and healthy plant fats, then you will feel better and your body will get stronger. Additionally, by doing that you are simply making the other tips easier to follow.

Finally, you want to make sure you are paying attention to food intolerances and allergic reactions. Remember that if your diet is making you feel worse, it is only going to make the fibromyalgia worse right along with it. The idea of the diet is to feel better overall, so it is important to make sure you know how certain foods make your body react.

These 5 tips on proper fibromyalgia diets will hopefully help you to deal with your condition. By understanding each of these tips, you can go a long way in feeling better just through what you eat. So sit down and come up with your fibromyalgia diet so that you can feel better and live a more normal life.

Tips on Maximizing Opportunities to Earn at Home

There are few people who wouldn’t welcome the opportunity to earn extra money. After all, the sluggishness of the economy means that our money just doesn’t go as far as it used to. When you add in the mortgage crisis and job outsourcing, it only makes sense to find ways to make money at home. In times like these, extra cash can help make ends meet or pad your bank account a bit just in case the unthinkable happens.

Unfortunately, many people who want to work from home don’t take the steps necessary to find the right opportunities and ensure their success. Here are five tips to get started and stay on the right track.

1. Write down your motivations. To find the right opportunity, it helps to get clear on why you want to earn money from home. Do you want to supplement your income, to have part-time work while the kids are in school, or do you want to save for a vacation? Whether you are looking for some extra spending money or you need the money for necessities, putting pen to paper and outlining why you want to earn money will help you focus and stay motivated.

2. Make money online. If you have a high-speed Internet connection (as most people do), it literally pays to look for ways to make money online. After all, you already have a computer, so why not work at home and make your own hours? Hundreds of thousands (if not millions) of people are already making part- or full-time incomes online. Shouldn’t you be one of them?

3. Find the right opportunities. It’s sometimes difficult to figure out which work at home opportunities are legitimate and which will work well with your skills and interest. The best place to start looking is a website that provides visitors with a comprehensive listing of the top-rated opportunities to earn money from home. That way, you can be assured that the opportunities have been researched and investigated, and that the company or companies you choose to work with pay on time, give excellent support, and will help you earn from home.

4. Do the math. Once you’ve written down your motivations and have reviewed opportunities to work at home and make money online, you need to determine your financial needs. When you know how much you want to make, you can do the math and figure out the amount of time you’ll need to commit to reach your goals.

5. Treat it like a job. While it’s true that working from home means that you can set your own hours and work as little or as much as you’d like, the only way you’ll truly succeed and earn money at home is if you treat it like a job. That means setting regular „office hours“ where you’re free from distractions and can concentrate on your efforts to make money online. Perhaps you want to work while the kids are in school, or maybe you’re a night owl and want to work from midnight until three in the morning. To increase your likelihood of success, though, set a regular schedule and stick with it.

Tips On Making Your Car More Fuel Efficient

With gas prices sky high most individuals who drive are interested in ways they can make their car more fuel efficient and save as much money as possible. While there are no fuel saving tips that will keep your car full of gas without filling up, there are some tips that really can help you save money on fuel over the long run. All of these tips focus on making your car more fuel efficient.

Fuel Efficiency Tip #1 Drive When You Crank Up
This might seem obvious, but as soon as you crank up your car you should drive off. However, many people crank up and leave the car idling for a while. Instead of this, when you crank up drive off and only keep your car running when it is absolutely necessary.

Fuel Efficiency Tip #2 Don’t Ride the Break
Many drivers hit the break more often than is necessary. Additionally there are quite a few drivers that slow down for a braking car when they could easily switch lanes. Not riding the break can increase your fuel efficiency by up to 30%, so this is a great tip you should follow.

Fuel Efficiency Tip #3 Turn Off Your Car
If you are going to be stopping for more than 10 minutes you should switch off your car to keep fuel efficiency at its peak and not burn more gas than is necessary.

Fuel Efficiency Tip #4 Don’t Turn Off Your Car
If you are only stopping for a brief moment or less than 5 minutes then don’t turn off your car because the amount of gas used to crank up is more than you would burn in that short period of time.

Fuel Efficiency Tip #5 Inflate Tires Properly
Too many drivers never think of their tires, unless one goes flat. However, having tires that are properly inflated can save fuel and make your car more fuel efficient, saving you money. Because of this, you should check your tire pressure on a regular basis.

While gas prices don’t seem like they will be dipping considerably in the next few months every tip to help you make your car more fuel efficient is helpful. So, follow the above fuel tips and you will see that over time your car really is more fuel efficient.

Tips On Making Your Business Card A Powerful Marketing Tool

When used effectively business cards can be a great marketing tool. In this article we will discuss 5 of the most effective ways that you can use your business cards everyday.

1. Be Creative.

Be creative in the design of your business cards. Business cards do not just need to be bits of paper with your contact details on them. Be creative and give your business cards a use and purpose. Make them a powerful marketing tool in the promotion of your business.

Your aim is to make your business card something that the receiver will want to keep and make use of. This is the difference between a well thought out and designed business card and a piece of paper with your contact details on it that will probably be thrown into the trash.

Give the recipient of your business cards a special offer. For example if you are a school/training centre you may offer ‚first lesson for free with this card‘ or if you run a shop maybe you will offer ‚10% of any purchase over $50‘.

Whatever your business, there is a creative way to give your business card real value to the receiver. If you can think and implement these new creative ways before your business does, you will have an instant advantage in that area of business, and should definitely see a rise in business if you have promoted you cards correctly.

2. The 1 minute rule

The 1 minute rule basically says, if you talk to a person for longer than 1 minute they should already have one of your business cards in their hand.

This means in conversations you need to find a way to talk about what you do, and be in the position to be able to offer one of your business cards to the person you are talking to in the first minute of conversation. This can be likened to a conversation you may have with someone at the bus stop or on the elevator. The conversation will end in a very short time and you only have a very short time to get your message across, or in this case get your business card to the recipient.

The 1 minute rule is basically just practice to get your business card out there as much as you can. Many people go through all the trouble of ordering business cards just to let them sit in a corner of their office. To use business cards effectively you must be giving them out at every opportunity that you have.

3. Make them keepers

Once you have given your business card to someone what is going to keep it from being thrown in the trash or forgotten about. Unless you are selling necessities it is probably fair to say that most likely they do not need the product/services you are offering at the present moment. Hopefully though in the future will come a time when they are looking for that product/service and that is when your business card still needs to be in the hands of the person.

Why does someone want your business card? If you cannot answer that easily, maybe it is time to think about a new business card design.

Does your business card have valuable information on it? By valuable I mean a map, discount, calendar, measurements, charts or anything relevant to your industry? If it doesn’t, you may want to think about adding a value feature to your business card.

4. Leave them everywhere you go

During a number of trips around a number of businesses in my local area I have noticed piles of business cards on the counters of various businesses. For example a recent trip to my accountant I noticed they had a few piles of business cards on the counter for mortgage lenders, home loans, etc.
This can be likened very much to link swapping that goes on with webmasters looking for business referrals from similar businesses.

Every place that you frequent, you should ask if they mind you leaving a stack of you business card there for their customers. You could try this at your doctors office, your dentist, accountant, lawyer, beauty saloon or hairdresser.

For similar businesses (e.g. accountant > lawyer or money lender) maybe you can arrange to have a stack of their business cards displayed at your business when they offer your business cards at theirs. This can be a very effective way to use you business cards and can have great returns.

5. Ask for an opinion

‚Do you mind if I ask you a quick question? I’m looking for opinions on my new business card‘. After asking the question and bringing the topic up hand them a business card. Make sure that they keep it, even if they try to hand it back to you tell them that you have thousands printed already.

Thank the person for their time, and if they ever need the product or service that you are offer that your contact information is on the business card. Even if that person may not directly contact your business, there is always a chance that they may pass your card or business name onto another party.

Even in the worse case they may go home and tell their friend how a nut just came and talked at the bus stop and handed them a business card for his lawn mowing service. That friend may say, ‚I’ve been looking for a good lawn mower‘. ‚Here’s the business card I got‘. And there is a situation where you may still even get business out of handing your business card to a stranger and even a disinterested stranger.

By following just one of the above five ideas each day, you can turn your business card into a great marketing tool, and see an almost instant increases in business.

Tips On Looking After Newborn Babies

Caring for your baby is certainly one of the most important things you need to consider once you became a new parent. There are many things you need to take into account in order to make sure that your baby gets all the attention.

1. Make sure that you feed your baby right. Deciding on whether you should breastfeed or bottle-feed your baby greatly depends on your personal decision and what your physician recommends. However, it has been shown that breastfeeding is still the best way to nourish newborn babies. Lots of benefits can be obtained through breastfeeding. Some medical studies have determined that breastfed infants have less hypersensitivity later in life compared with those who were raised with bottle feeding. This is mainly because the mother’s milk is known to contain natural enzymes and antibodies that can help fortify the baby’s immunity against infirmities. Aside from this, some doctors also believed that breast milk is responsible for superior intellect as he/she grows and becomes fully developed.

2. Practical sleep aid tips for infants. Sleep is crucial for babies because it has a direct effect on the child’s mental and physical growth. Newborn babies sleep for up to 17 and 18 hours a day. Parents should understand that babies sleep cycle could be pretty erratic. You may notice for a few weeks, your baby’s sleep may only last from approximately 30 minutes to 3 hours, and this can vary throughout a 24 period. But by the sixth week, you should see some signs of improvement as your baby’s sleep pattern becomes more structured. Newborns show signs of sleepiness by crying or rubbing their eyes. Newborns should be put down to sleep as soon as they feel sleepy. If you are not getting much sleep at night it may be a good idea to sleep when your baby does during the day if possible.

3. The proper way of bathing your newborn. Newborn babies need not be bathed on a daily basis. Bathing them two to three times a week is enough. Bathe your baby using sponge baths. This is imperative at first. Tub bathing your baby can only be done once the baby’s umbilical cord falls off to avoid infection.

4. Maintaining your baby’s optimal skin care. Newborn babies have smooth and delicate skin. For this reason, it is necessary that you use products that are especially made for babies. But before buying any baby product, it is best to consult your pediatrician. Most babies develop rashes from time to time and this is perfectly normal. However, if your baby seems irritated by a rash or has a fever, you should immediately seek advice from your baby’s doctor.

5. When to give the baby medicine. Like anyone else, newborn babies sometimes have special needs that require attention. When giving your baby medicine, it is important that you follow the advice of your baby’s physician. You need to know how to give the right dose prescribed by the doctor. It can sometimes be advised to start the baby with a small dose to ensure there is no adverse reaction to the medication.

The information contained in this article is for general information purposes only and is not meant in any way to replace advice given by healthcare professionals.

Tips On Improving Your Tricks

A magician is an artist. Every trick is a masterpiece and every trick requires a lot of patience and time to learn. Here are some tips to help you improve your tricks.

Practice Makes Perfect

You’ve learned a new trick and have shown it to an audience and mesmerized them, should that stop there? No! A magician always practices his bag of tricks, no matter how much he has mastered them. Bungling up a trick in front of an audience is one of the most embarrassing situations a magician can ever encounter.

You should set some time to practice your magic. Two hours every day is more than enough to help you polish up skills you’ve learned. Remember that time spent in practicing is not time wasted.

Videotape Your Act

Videotaping your act will let you see how the audience perceives you. It is important that you look at your video camera as you do it and try to think of it as your audience. Watching how you perform will let you see simple mistakes you probably didn’t know you were making. It will help in your practice and in knowing if a trick is effective.

Ask for Help

Joining a group could help you improve your tricks. You could watch how they do it. You would also have the chance to show your tricks and receive feedbacks. Remember to ask for help if you think you need it and to heed advice when given.

It’s important to realize that there are better magicians than you and that others have more experience.

Utilize Your Free Time

Going away for the weekends? Perhaps you’re going on a camping trip or fishing. Why not bring your materials with you? There will be free time on your trips where you could practice your tricks or devise new ones.

The trick is to use your time wisely. Think of every free time as a chance to practice and you’ll see improvements on your tricks.

Learning another Trick

Don’t try learning another trick until you’ve mastered your current trick. You should treat it as a painting and practice your trick until it becomes your own masterpiece.

Ask for help if you need them and try your best to finish learning what you’ve started.

A magician will always find ways to learn new tricks. It is important that they realize that a trick is not something to be taken for granted. You need to practice, practice, and practice. That is one way to ensure success in this business.

Tips On How To Trade Stock Online

Online stock trading has created a boom in the industry of stock market. It has made everyone to enjoy the excitement and thrill of stock trading by using your computer system. It has made possible to continue trading even if you are out of town, therefore, you can have a proper check over the market scenario from any corner of the globe.

How To Buy Stock Online

In today’s fast and busy life, no one has time to visit the stock brokers or firms to gather information or to invest in their schemes. Therefore, the discovery of internet has proved to be the best tool in the stock trading which has given rise to trade stock online from the comfortable ambience of your home or office. No doubt, online stock trading is one the most acceptable method of trading but few points have to be considered while getting involved into it.

1 – You should always search properly for a renowned and reputable company before investing in stock market as there are numerous sites over internet that deal in the business of selling and purchasing of stocks. You should go through the reviews and testimonials of the other investors those who are already in link with them and you can also visit bulleting boards to grab information about the different companies.

There is another option of investing in the big-name stock trading companies who have their own online stock trade. You should invest in those companies, which are up to their commitments so that your invested money should not go into drains.

2 – There are many sites which are linked to the buying and selling of stock to foreign markets whereas some are linked to the foreign and domestic markets. You should decide beforehand with which company you want to start trade so that you should not mess up the things. For example, if you are interested in domestic market but got linked with the site that deals in foreign market then it will create a problem for you.

3 – You should always opt for the sites of stock market that are fully secured as your financial as well as personal information has to be inserted over the site in order to start the stock trade online. If the security of the site is not upto your level of satisfaction then need not to get involved as there might be the chances that your loaded information can be misused in future.

4 – First enquire about the fee which is charged by various sites. You should always opt for the site charging less fees per trade, therefore, you should take the benefit of online trading which cannot be enjoyed in trading stock traditionally.

5 – There should be 24 x 7 hours assistance by the online investment sites so that if there is any help required, they should always be present to assist you.
Hence, the summary of this article is that one should survey the market before getting into online stock trading in each and every term like security, fees, company’s reputation, etc. so that you should not get into the wrong hands.

tips on how to take better digital jewelry photography

1) Focus your camera
In order to ensure your images are sharp, make sure you know how to focus your camera. Digital cameras with auto focus are often difficult to focus precisely, especially when shooting small objects. Make sure your read your owner’s manual and understand how your camera’s auto focus operates. Most digital cameras are designed to easily focus on large objects but have difficulty on small objects. It is often useful to put your camera in spot focus mode. Spot focus will give you more control over what part of a scene the camera is actually focusing on.

2) Use a tripod
Even the slightest movement while taking a picture will cause motion blur. The closer you get to an object the more obvious the motion blur becomes. Using an inexpensive tripod will make a big difference in the sharpness of your images. For really sharp images it makes sense to invest in a good, sturdy tripod. If your camera has a remote shutter release then use it, if not then use the camera’s built-in timer to minimize camera shake.

3) Put your camera in aperture priority mode
To get the largest area of your subject in focus, it is good to set your camera in aperture priority mode and set the aperture to the highest number possible. The closer you get to your subject, the more important this becomes.

4) Use soft lighting
Your camera’s built-in flash will rarely give good results for product photography. For soft lighting either shoot outside on an overcase day or use a light tent like the EZcube, Cubelite, or use a soft box.

5) Use image editing software
Even inexpensive software like Photoshop Elements or ACDSee can make your product photography much easier. It may seem like it’s faster to use an image exactly as it was shot. But in reality, it is difficult to shoot an image precisely how you would like to appear in its final form. Image editing software allows you to crop an image, adjust it’s exposure, sharpen the image and then resize it, often in less than 60 seconds.

The biggest difference between an amateur’s product snapshot and a professional’s product image are sharpness and lighting. Steps 1,2, and 3 will improve the sharpness of your images while Step 4 will improve your lighting. A minute spent editing an image will improve it further. Because these few steps seem so basic, it’s tempting to ignore them. However, if you take time to follow them, you will see a huge improvement in the quality of your photos.

Tips on How to Survive Back to School Shopping

If you are like millions of other time-starved moms, the thought of back-to-school shopping leaves you feeling stressed and wondering how you can possibly get it all done within your budget and in the limited time you have. Take advantage of these mom-tested, time-saving tips this year and get your children ready for back-to-school in record time – without busting your budget:

1. Start with a plan: Create a master back-to-school shopping list and budget for each child. Discuss the list and ask your kids what items or brands they want most. Let them help make the budget trade-offs. For example, if they want an expensive pair of shoes, they need to spend less on the backpack or clothes.

2. Closet-cleaning giveaway: Before you start shopping, clean out the closet. Sort through the clothes with each of your children, setting aside items that still fit and giving the rest away to charity.

3. Get the help of a free online personal shopper: Take advantage of PersonalShopper.com, and join over half of the moms in America who plan to do their back-to-school shopping online, according to a national survey by MedeliaMonitor. This free service saves you time and money by sifting through millions of products to find deals and items tailored to your family’s needs and interests.

Your children can browse a selection of items from favorite brands, styles and colors and save what they love most to their online wish list. You can then review it together and make your purchases from the comfort of your own home.

4. It’s best one-on-one: Schedule a back-to-school shopping date with each child, giving them your undivided attention. They grow up so fast, so invest your time in making lasting memories.

5. Snag sweet deals: Sixty-four percent of moms in the survey said that one of the biggest challenges is keeping themselves and their children within the set budget. Share with each child the amount you can afford to spend. Teach them to value your hard-earned money and how to stretch the budget as far as possible by making smart choices. They will soon learn that they can get far more for their money by searching the sales first.

Tips On How To Hire Personal Bankruptcy Attorney

If you are like so many millions of people who have run into financial troubles during this rough economy and you feel that the only solution is to file for bankruptcy you will need to hire a personal bankruptcy attorney. One of the biggest mistakes that people make is to try and save money by learning how to file for bankruptcy and trying to handle it all themselves. The problem is that the legal system is very complex and the laws can vary greatly from one state to the next so it’s virtually impossible for you to learn everything you need to know to take care of your own bankruptcy.

When it comes to hiring a lawyer to help you through this legal maze, here are some tips you should keep in mind:

1. The first thing you need to remember is that you will be working closely with your attorney for weeks or months to come and you want to find someone who you are going to trust and feel comfortable working closely with.

2. Make sure you interview several attorneys before you hire one. Most will offer a free initial consultation so you can afford to do this. When you sit down to talk to them ask them what their fee schedule is as well as how many associates will be working on your case. In most cases the attorney will actually spend very little time on your case, most of the paperwork will be done by paralegals and clerks.

3. Ask the attorney how many personal bankruptcies they typically handle per month, or year. A personal bankruptcy will be much different from a corporate bankruptcy and you want a lawyer who is experienced in the type of bankruptcy you are filing. Just because they say they handle a lot of bankruptcies a year may not mean much to you if they handle almost all corporate bankruptcies and not personal.

4. When you decide on a certain attorney, make sure that you bring all the necessary paperwork to your meeting. Your attorney should give you a list of the specific things you need to bring, but if they don’t, ask them.

For the most part you’ll need any loan documents for both secured and unsecured loans, all medical and credit card bills, and all checking and savings account information. Your attorney will need to be able to determine not only how much debt you have but also how many assets. Do yourself a favor and resist the urge to lie. If you lie about your assets and that lie comes to light there can be serious legal ramifications, it’s just not worth it.

5. To a large degree what state you live in will determine whether or not you can keep your home. A lawyer will let you know the various types of bankruptcies available for your situation and which option is best for you.

Going through a bankruptcy is a nerve racking experience. To make it somewhat easier it’s important that you have an advocate on your site. Make sure you find a good personal bankruptcy attorney that you trust and like so that you can make this process less painful.

Tips on How to Find the Best Wholesale Jewelry

Whether you’re a fashion retailer, an e-tailer, an eBay seller, or you simply want to earn some extra income selling costume jewelry, the key to success is finding great wholesale jewelry from a costume jewelry supplier. Finding high quality wholesale fashion jewelry can be an elusive quest, though, so here are five tips to get you started.

1. When it comes to wholesale jewelry, import is king.

Almost all fashion jewelry is imported, so you need to find a costume jewelry supplier that obtains jewelry from around the globe. The more sources of jewelry the supplier has, the more likely it is that you’ll be able to find the variety of pieces you need at bargain prices. In addition, you’ll be assured of a steady stream of new pieces and your ability to obtain the wholesale jewelry you need won’t be hampered by world events that negatively impact those wholesalers with only one supply chain.

2. Find a jewelry trend spotter.

Unless you’re steeped in the world of fashion, you won’t be exposed to the nuances of seasonal jewelry trends. A good wholesale jewelry store will do your homework for you, and offer pieces that reflect the latest trends in jewelry design. You don’t want to be stuck with chunky necklaces when fine filigree is in fashion, but you want to make sure you have enough hoop earrings when they hit the fashion runways.

3. Don’t forget the classics.

Although it’s important to have a variety of trendy pieces, a good wholesale costume jewelry supplier will also carry the classics, like sterling silver, cubic zirconia, Swarovski crystal, and semi-precious stone jewelry. Unless you specialize in being fashion forward, more traditional pieces are staples that will sell year-round.

4. Look for breadth and depth.

Accessories consist of more than earrings, bracelets, and necklaces, so your wholesale jewelry supplier should carry a wide variety of pieces. Anklets and toe rings are must-haves, but so are body jewelry, cell phone jewelry, hair accessories, key chain charms, and bejeweled belts.

5. Look for minimums, shipping, and customer satisfaction.

When you’re shopping for wholesale jewelry, find a costume jewelry supplier that has a reasonable minimum purchase. You may not be able to – or want to – commit to investing a significant sum of money in fashion jewelry. An online wholesale jewelry store, for example, may only have a fifty-dollar minimum order, which is a perfect place to start.

In addition, it’s important that the supplier you select has the merchandise in stock, rather than forcing you to wait until they receive their jewelry import. Look for a company that ships on the same business day or by the next business day at the latest.

Finally, one of the best ways to judge a wholesale jewelry supplier is by their commitment to customer satisfaction. The supplier should be able to provide you with testimonials, and attest to the importance of customer satisfaction to their business.

Tips On How To Build Self Confidence Today

There are very few people who could call themselves perfect and be right. Most of us need to build self confidence today, but the majority just either ignore the issues or concentrate on the negatives: stress, worry, jobs, money problems and relationship issues. Concentrating on these areas drains our self confidence rather than improving it.

If you could improve your self confidence you could make more money, look and feel better physically, or just be more relaxed with other people. Below there are five simple techniques that have been proved to help build self confidence today.

1. Talk to yourself. It sounds crazy but it works. All of us have a running monologue constantly in our heads, whether we realize it or not. Everything we see, hear, or touch sparks off an immediate dialog in our thoughts.

For those who lack confidence this monologue is filled with negative messages many of which are the negative side of adverts from television, radio, advertisement boardings, newspapers, and just overhearing other people talk.

These negative thoughts literally suck energy from our minds and bodies and block the flow of positive messages. We need to hear the positive messages as they will build self confidence today and raise our self esteem. Take control. Use your inner thoughts to talk to yourself in a positive manner, as often as you can.

As an example one of my regular sayings is „I like myself, I like myself, I like myself“. I just repeat it for a couple of minutes. It sounds cheesy, but does build self confidence today – Try it. I bet that if you go to the mirror right now and repeat out loud „I like myself!“ 50 times, it will be impossible to keep from smiling.

2. Dress as smartly and as classily as you can. You wont feel at your best if you don’t look your best. You will be amazed at just how much more confidence you will have just looking your best. It just feels good when you are wearing your best clothes, are well groomed, and are surrounded by a clean environment. So what if it is Saturday, you need to build self confidence today not next week. Put on your nice clothes, get the car washed, style that hair! A hairdresser once told me „Everyday is show time!“

3. Increase your self esteem even more by giving thanks to what you are, how you look, and what you are doing. Say „thank you“ to yourself to everything you see, all whom you meet, and each smile that you receive.

4. Stand or sit correctly: How you stand sends out a message to the World, and in turn, back to you. This results in improving how you feel about yourself and will build self confidence today and every day.

There is scientific evidence that shows how posture affects our mood. Do not slouch. Slouching produces a down mood. By slouching you are telling the world and yourself it doesn’t matter, you don’t matter. Standing tall and upright will actually lift your mood. Help build up your confidence by pulling back those shoulders, stop that slouch, and walk proud.

5. Smile. Just smile and things seem better somehow. Practice smiling regularly and get your facial muscles used to the physical act of smiling.

Go to the mirror and smile – make yourself. Not a grimace, but a proper smile. If you don’t think you can try this:

1)Open your eyes as wide as you can – (try and get your eyebrows right up to you hair line)
2)Slightly open your mouth
3)Pull the corners of your mouth back towards your ears (If your not sure pull them back with your fingers so you know what it feels like then try again without your fingers).
4)Repeat 50 times. Get your facial muscles used to smiling and you will smile more and encourage smiles from others. This will make you feel happier and with that you’ll build self confidence today.

Tips on Getting Rid of Acne

There are many different causes for acne. The complication is not in knowing why acne occurs, it is identifying the ultimate cause for each person that has it and then figuring out the appropriate treatment for the condition. There is some good news in light of all of this. That is that there are some basic acne treatments that everyone can experiment with when it comes to getting rid of acne. Here, I will share with you the most common 5 tips on getting rid of acne.

1.
One of the first ways that you can be successful in getting rid of acne is to engage in a diet that benefits the skin, as well as your health in general. Organic foods have recently started to gain in popularity and for a very good reason. These particular foods are not processed. Furthermore, when these foods are cultivated, harmful chemicals that can prove to be toxic to your overall health, as well as the health of your skin are not used.

Examples of these toxins include herbicides, pesticides, and similar items. If you want to recover from acne, you should ensure to eat plenty of foods that are labeled Organic. Naturally, consuming a lot of foods that are green and leafy in the vegetable category is appropriate. Furthermore, fruits and nuts are also beneficial. It is also important to consume items that contain a fair amount of water.

2.
The second way that you can get rid of acne is by ensuring that you consume ten to twelve glasses of water a day. Each of these glasses should be at least eight ounces. I know this seems like quite a bit of water, but it is a key element when it comes to purifying the body on the whole. The more water that moves through your body, the more clean and pure the inside of the body will be.

When this happens, that purification will actually spread to the outside, or the skin. This means that when impurities invade the pores of the skin, it is highly likely that the water that you have consumed will play a vital role in quickly eliminating this obstruction. As a result, you will experience fewer blemishes.

3.
Did you know that by increasing the amount of vitamins that you ingest, you can reduce the possibility of an acne outbreak? This is the next way that you can work on getting rid of acne. All you have to do is focus on eating foods that have high levels of vitamins A, B12, B, E, B5, & B6. If you find that it is difficult sorting through the ingredients on everything that you eat or drink in order to maximize your exposure to these vitamins, you can purchase supplements.

Many elect to simply take a multivitamin every single day. Then, there are some that purchase each of these vitamins and then rotate days on taking them. However, you decide to do it, it is important to just do it! You are sure to see immediate results when it comes to how clean and healthy your skin is!

4.
When it comes to getting rid of acne, many individuals are turning towards natural herbs. There are a number of herbs that have been found to assist in acne complications. Red Clover is an especially popular herb because of the fact that it works to purify the blood and remove toxins from the body. Then, you have other herbal remedies such as Dandelion Root, and Alfalfa. There are even Chinese Herbs like Yang Ming and Lung Heat that can prove to be beneficial.

5.
If you have a severe case of acne, and nothing else that you have tried is successful when getting rid of it, you should consider setting up an appointment with a dermatologist. These professionals will work closely with you to determine your triggers, skin type, and what will be the best treatment option for you as an individual.

Conclusion

Acne is a complex skin condition that has plagued millions and millions of people all throughout history. There are many different ways that you can approach this situation. While not all are successful for everyone, there are a few out there that can help you optimize the health of your skin. Here, you have been introduced to 5 tips on getting rid of acne give them a try!

Tips On Finding The Best Topics For Your Blog

Blog topics are an important part of a successful blog. Some bloggers simply write about whatever is on their mind, creating an online journal of sorts. Successful bloggers know however that to have a great blog, you cannot always write about what you want to write about. You must also keep the interests of your readers in mind when writing. After all, if you want a successful blog, you have to depend on the readers to show up often. To keep your blog as fresh as possible, consider using these five ways to find winning ideas for your blog topics.

Do Your Research

Smart bloggers know that each day there are popular search terms listed on large search sites. Bloggers can use these search terms to help them get more traffic to their blogs. Each day a blogger can look at these popular search terms and creating posts using them. If the blogger is lucky, they will increase their traffic due to more people looking for that term. By researching the topics that are hot with readers each day, bloggers can create things specifically for the readers. Doing research may take a little time and you might never be writing about what you want to write about, but you will likely have more traffic than ever.

Ask Around

If you have been blogging a while you might have began to hit low points where you really have no more topic ideas left. Some writers call this “writer’s block” while others just see it as a small hurdle to be surpassed. When you have come to this difficult point, the best thing to do is ask around. Talk to interesting people you know. You can ask them what topics they find most interesting at the time. If you would rather be a little more subtle, simply bounce a few topics off of them to see which ones they respond strongly to. Use the topics that they respond strongly to in order to gather ideas for posts.

Use the News

The news is a great place to gather topic information for your blog. News teams research and investigate for hours to gather their topics. By using similar topics, you can skip all of the hard research work and still be a success. Never use their ideas exactly, just take them and use them to develop your own. For instance, if there is a major political issue going on in the news, consider creating a post about what you think about it. You don’t have to use the news story, just the topic idea along with your own words.

Follow the Lead of Others

When you are looking for great blog topics, consider visiting popular blogs to see what they are talking about. Don’t steal their ideas, but use the visit to stir up great ideas of your own. Sometimes when you see others working at their highest potential it can spark new potential in yourself. You can see which topics get the best response for their blog and decide if you could get the same response with a similar topic.

Sleep On It

If all else fails and you are still trying to come up with a list of interesting blog topics, consider this interesting strategy. Go to sleep each night with a clear head. In the morning, before you even open your eyes, target the first thing on your mind. Write it down immediately so you don’t quickly forget. Then use these things to develop interesting blog topics. You would be shocked at how inspiring our first thoughts can be. They are so interesting because they are not clouded with any outside stressors from reality. They are simple thoughts typically that can be used successfully on a blog.

These five ways to find winning blog topics are proven to be among the best. A blog topic is one of the basic important aspects of your blog. Be sure that you pay attention to which topics get the best response on your blog so you will know which ones are most effective. Use all or some of these tips to help you get on your way to better blog topics right away!

Tips On Credit Card Consolidation

Here are some great tips on credit card consolidation to help you manage your debts more effectively.

1) Draw up a financial budget. Yes I know it is boring but you will never be able to get out of debt until you know exactly how much you earn and what you spend your money on. In order to get a true picture you need to keep a spending diary for a month. Write down every cent that you spend. This is the only way you will be able to find those holes in your spending that need to be plugged. It will also highlight areas that you could cut back on in order to release money to pay towards reducing your debts.

2) You need to make a list of all of your creditors stating their name, your account number, the total amount you owe, the minimum monthly payment and the interest rate you currently pay.

3) Now you have your financial budget and the list of your debts, you can see how much extra a month you can afford to start paying to eliminate your debt. While you are completing this exercise you should keep your minimum monthly payments going.

4) If your accounts are up to date and you have an excellent record with these credit card companies, ring them up and ask them if they can do you a special deal on the interest rate you are paying. You may be pleasantly surprised when they say yes. The lower the interest rate, the more of your money will go to reducing your debts. They may ask you to move your other debts to their card in return for a great deal. This may be the best way to achieve credit card consolidation but don’t jump into anything just yet.

Ask them to confirm the deal in writing making sure that they confirm the charges and the percentage minimum monthly payment you will be expected to make. You can then review these offers and pick the best one for you. Don’t always go for the lowest interest rate. 0% over 6 months is great but 2% over 24 months is better if your financial budget has indicated this is how long it will take to clear your debts.

5) If your current creditors won’t help, don’t be tempted to take out a loan secured on your property to repay these debts. This is one of the last solutions you want to do as effectively you are giving your creditors more protection and yourself less. The best bet before you enter into any form of consolidation is to speak to a qualified advisor first. Don’t pay for this advice as plenty of charities will provide it for free. Remember you are on a mission to cut your spending in order to get out of debt.

I hope that these 5 tips on credit card consolidation will help you to repay your debts faster.

Tips on Choosing the Best Golf Sunglasses

One thing that is often overlooked by golfers is finding the right pair of golf sunglasses. Finding the best golf sunglasses for you is very important for ensuring optimal vision and achieving your top game.

* Polarization – The most important factor in choosing the best golf sunglasses for you should be how much of the suns harmful UV rays they block. Ideally the best golf sunglasses will block out 100% of the UV rays without limiting your vision. Most manufactures will rate how much UV rays they block with a nanometer chart. The higher the nanometer rating the better.

* Weight- The second most crucial factor in choosing the best golf sunglasses is the weight. Having a bulky pair of golf sunglasses can shift too much or even fall off when swinging a club, completely distracting your focus. These days there is an abundance of golf sunglasses made out of technologically advanced lightweight materials. The best golf sunglasses should be so light you barely notice them on your face.

* Style- This factor may be at the top of the list for some in choosing the best golf sunglasses for them. After all, impressing the drink cart girls with your sense of style is pretty important. Some guys can pull off just about any look, but when shopping for the best golf sunglasses you should try a lot of different models on to make sure you don’t choose a style that doesn’t work for you. In finding the best golf sunglasses you will want to find which frame type and lens shape fits your face the best.

* Price – Although some golfers spend enough money to feed a small village on golf gear, obtaining the best golf sunglasses for you doesn’t have to break the bank. Surprisingly, some of the best golf sunglasses we’ve come across are some of the most economically priced.

* Where to buy- Typically golfing sunglasses can be overpriced at country club supply shops.

Tips On Choosing A Trustworthy Hyundai Car Dealer In Maryland

Purchasing a new car is a major investment. Aside from buying a new house, it may be the biggest purchase you will ever make in your entire life. For this reason, you should be certain that you are dealing with a trustworthy maryland hyundai car dealer before deciding to part with your hard-earned cash.

We have all heard the horror stories about those shady car dealers who talk fast and separate a sucker from his money even faster. The good news is that they are the minority and that most car dealers are dependable and honest. Here are a few tips to help you find a trustworthy hyundai car dealership in maryland

(1) Do your homework

Before you start talking to car dealers, try to find out what they are all about. Research online and check their track record, the quality of their after-sales service and other information that will shed light on their reputation and trustworthiness.

At the same time, try to get a firm grasp of the kinds of hyundai that you may want given your particular tastes and budget. This way, when you start speaking to maryland hyundai car dealers, you can tell if their sales pitch about the car you want is accurate or just a lot of hogwash. Bear in mind, though, that just because a salesperson quotes you a price that is higher than what youve seen online, it doesnt mean hes a crook. Trying to make a decent profit is just part of their job.

(2) Trust Your Instincts

Sometimes you will come across a salesperson that you simply dont trust or are not comfortable with for no apparent reason. Those bad vibes mean something. Perhaps your subconscious has spotted something out of place about this person and is sending you a signal. In this instance, it would be better to ask for someone else.

(3) Use your head, not your heart

Oftentimes, the biggest reason why consumers fall for fast-talking, sleazy salespersons is that they make their purchasing decisions based on feelings and emotions rather than rational thought.

There is a lot of psychology that goes into buying a car. We may be enamored with the way it looks, the feel of the steering wheel in our hands, the way the seats press against our body or the feeling that a certain car is perfect for our personality. It just feels right. When you feel this way about a new car, think hard. Otherwise, it will be easy for a smart car dealer to persuade you into making that purchase.

(4) Be careful during negotiations

Once you enter the negotiation phase, be very careful since this is where most of the dirty tricks begin. For instance, keep your wits about you when a salesman offers you a car that is, say, $1,000 cheaper than their competitors because there may be some additional hidden charges that you will have to pay such as a documentation fee or handling charge or when your salesman forgets to charge you for sports rims. This is an old ploy. Sometimes you just have to stand up, say no thanks and look for another maryland hyundai car dealer.

(5) Do a full inspection

Finally, dont forget to make a full inspection of your new hyundai before leaving the lot. Check for scratches, flaws or other imperfections. The repair of these items should be covered in your deal with the car dealership. It pays to make sure.

Tips On Breast Enhancement Supplements

Many women would like to add a little, or a lot, to their breast size but don’t have the money to get implants. Not only is money an issue but the recovery time, the scarring, and the very real risk of complications are enough to prevent women from having this type of surgery. For these reasons, many women are looking for alternative ways to increase their bust size. One method that has really grown in popularity is breast enhancement supplements. But as with anything else, they are not all created equal.

It’s important to note that there has been no scientific proof to substantiate the fact that these supplements actually do increase breast size. Some woman say that they’ve seen increased size and even if it’s more in their imagination than in reality, it can still help them feel better about themselves.

It’s also noteworthy that many of the ingredients in these products can have a beneficial effect on your overall health. There is increasing evidence to suggest that some forms of natural herb supplements can keep your body healthy even if they don’t do anything to increase your breast size.

Here are some things you need to keep in mind when looking for an enhancement supplement:

1. Make sure they have the ingredients that are thought to actually help increase breast size such as fennel and gwnugreek fennel. These ingredients will increase hormone productions which can help increase breast size.

2. If a product says that you will see results immediately, beware, they are more than likely a scam. Most reputable products advise that it could take six months, or more, to see results since it takes time for the supplements to build up in your system.

3. Just because the product you are considering says it has all natural ingredients that doesn’t necessarily make it safe. There are naturally occurring poisons too, so not everything that comes from nature is good for you. If you want to learn more you can check out the FDA’s GRAS (Generally Regarded As Safe) list to see if the ingredients in the supplements you are considering are thought to be safe. This isn’t a full proof method, but it’s a good place to start.

4. Stay away from caffeine. Caffeine can throw your hormonal balance out of whack which will counteract the supplements effectiveness. Getting more protein into your diet, on the other hand, can be a great way to increase your hormone production.

5. And last, but not least, always talk to your doctor before you take any supplements. Even if they are natural there can sometimes be negative effects if you combine a supplement with a prescription, or non-prescription drug. Talk to your doctor first to be on the safe side.

Just remember that not all natural products are good for you. Take time to find out more about the ingredients that are in whatever supplement you are considering taking. It’s also a good idea to show your doctor any breast enhancement supplements so he can make sure the ingredients won’t have a negative side effect with any other pills you may be taking.

Tips On Breast Enhancement

If you are a woman who wants to find the best way to increase your breast size, you have more options than ever. You are no longer limited to just having surgery to increase your bust line. The increased recognition in Western societies about the benefits of herbal remedies, such as pills and creams that can help improve your breast size, are now more readily available which means you have more choices than ever when it comes to a breast enhancement product.

It’s important to note that not all products are created equal. You should always take the time to determine which product is best for you and what ingredients it is made of. There is no scientific evidence to suggest that these supplements work, but many women swear by them, you can certainly give them a try and draw your own conclusions.

You also need to make sure to talk to your doctor about any product you are planning on using especially if you are taking any other medications, either over the counter or prescription, since there can be potentially dangerous drug interaction.

Here are your choices when it comes to increasing the size of your breasts;

1. Of course, there is implant surgery. This is when a salt water filled implant is placed under your breast. This is a highly invasive surgical procedure and with any surgical procedure, there can be serious complications. This is a viable method for many women, just make sure that you take all the risks and side effects into consideration before you make your final decision.

2. Creams are made up of various herbs such as dandelion root, watercress, and kelp. These herbs have naturally occurring estrogen which is thought to encourage the growth of breasts. These herbs have also been shown to help with PMS and menopausal symptoms.

3. Pills. These are often made up of the same ingredients as the creams, but obviously, they are swallowed. Typically the ingredients don’t necessarily increase the size of your breasts as much as they make the breast tissue swollen which gives the illusion of a fuller bust line.

4. Exercise. While breasts are made up of fat and don’t respond to exercising, it is possible to build up the underlying pectoral muscles which will give your whole bust area a fuller look.

5. The most extreme method to gaining bigger breasts is to gain weight. When you add fat to your body it will be added everywhere, including your breasts. This is not a method that is recommended though since you will add weight everywhere…even in places you don’t want it.

If you just aren’t satisfied with the bust line you were born with you do have some options. Not every women will get results from the pills and creams though many report that they do. Find the best breast enhancement product for you and as long as what you are trying isn’t dangerous to your health, go ahead and give it a try. There is nothing wrong with wanting to feel good about yourself.

Tips for your Online Marketing Strategy

Online marketing is an incredibly strong tool that nearly every company can benefit from. Online marketing will help you to reach consumers that you would be unable to reach through normal marketing means. It can help you to increase your image, increase the interest in your company, and increase the traffic to your company.

With that being said, online marketing is more than a web ad and an email to a database. Online marketing covers multiple venues and tactics, spanning across the web to provide you with a winning strategy. If you want to have successful online marketing you need to plan out this online marketing strategy.

These five tips will help you to plan out your own strategy. They will help to bring together a cohesive marketing strategy that will be as efficient and effective as possible.

Speak Clearly

You need to make sure that your online marketing tactics speak clearly and concisely. You need to effectively communicate your message to the masses; this means that they can easily understand the message that you are trying to get across. Think about what you are trying to say to your audience and say that in the clearest way possible.

Know your Target

You need to make sure that you understand everything that there is to know about your target market. You want to know how they operate to understand exactly how to market to them. If you do not know your target, you will not be able to effectively reach them with your marketing strategy.

Know your Options

Every good marketing strategy will completely exhaust available marketing options. You need to know your various options, and need to work to understand which of these various options will work for your company.

Work Cohesively

A marketing strategy needs to execute materials that are cohesive. Cohesive marketing tactics will help to create a campaign, making your Internet marketing as effective as possible. Keep the same tone in your writing style and the same design style to create a cohesive look.

Follow Up

In the end, you need to make sure that your online marketing efforts were successful. You need to follow up with your strategy, analyzing your tactics and methods after the marketing campaign is carried out. This will help you to understand whether or not you need to tweak, change, or completely end your online marketing campaign.

These tips make it easy for you to plan out all of the intricate details of your online marketing strategy. They will help you to understand how to speak to your audience, how to narrow in on your audience, and how to bring together an entire strategy. This cohesive campaign and strategy will help to keep your business on track as it reaps the benefits of online marketing.

Tips for Valuing Yourself to Get What You Want and Deserve

I often have the opportunity to talk with many women about pricing and valuing – both themselves and their businesses – when delivering two of my popular seminars: profitable pricing and negotiation. The ability to value yourself, coupled with strong negotiation skills, are critical in terms of determining your own worth and value, and the value which others place upon you.

Society typically determines value through monetary measures – what you make in terms of salary if you work within the corporate realm, or revenue generated by your business if you are an entrepreneur. In one of my newsletters, I asked subscribers to respond to the question of whether or not there were disparities in the value that society places on work performed by women. Over 65% of subscribers agreed that there were indeed disparities. Not surprising when you look at the differential in earnings between men and women. Yet, I also find that women help to perpetrate some of the devaluation that occurs. Does this make me mad? You bet. So, how do we perpetrate the cycle? Let me give you some examples.

Think back to the last time you changed jobs, asked for a promotion or submitted a bid on job that you wanted and perhaps, desperately needed. When it came time to ask for the salary you wanted or the fee you deserved, what did you do?

Many women I talk to tell me that they are guilty of what I term the „psychological“ one-down. Instead of asking for what they wanted, they had a conversation with themselves telling themselves why they wouldn’t get what they wanted. The outcome: they wound up asking for less than what they wanted or deserved, and in many cases, less than what they would have been able to receive. This sends a subtle message that we don’t value ourselves and therefore, society doesn’t need to either.

So what can we do to stop this cycle of devaluing women’s work and worth in society?

1. Take inventory of yourself and determine your unique value proposition.

2. Determine the skill sets that you need and make time to practice those skills regularly.

3. Help other women by placing a high value on the contributions that they make.

4. Eliminate the negative self-talk and work on improving your own positive self-esteem.

5. Treat yourself with the same respect and value you give to colleagues.

And finally, remember believe in your value and others will too!

Tips For Uniting Your Body

Do you know what it takes to unite your body, mind, and soul? If you did, do you realize that you would be able to achieve the balance that nearly everyone wishes they had in their lives? Do you know what you need to do for yourself in order to bring about this balance?

Part of uniting these three elements of your person is knowing what makes you passionate. Knowing what makes you passionate will help you get in touch with your soul, to feel creative energy, to feel truly alive. Spiritual or creative passion can help you to achieve those feelings. Whether it’s through faith, music, or some other type of artistic expression, you must find what will awaken your soul in order to strike balance in your life. Here are some tips to guide you:

• What are your goals for the future? What would you like to ultimately achieve in your life? Is it spiritual enlightenment? Is it social status? Or is it merely to be the best person you can be, and make a contribution to society? What is important, though, is the process by which you attain your ultimate goal. That is what will generate your passion.
• Try to focus on the positive, and do not dwell on the negative. Recall you accomplishments and good deeds. Doing this will help keep you positive, and keep your spirit up. If you constantly remind yourself of your mistakes, you will find it harder to succeed down the road, and your mind, body, and soul will work against you.
• You’ve heard of finding your “happy place” right? This form of meditation helps you take your mind and spirit to a comfortable place that fills you with happiness. This is an ideal thing to do when you are in the middle of a stressful day at work or with the kids; it provides the perfect opportunity to regroup.
• Spark a change. Plan a vacation, even if it is just for a weekend. Nothing does the body, mind, and soul better than a little change of scenery. Go where you will be happy, and be able to let loose and have some fun. Try it on your own. It might sound scary, but you will be surprised at how relaxed and refreshed you will be after a weekend all to yourself!
• Try some daily affirmations. Pick three things that you can say out loud in the mirror that will help you stay centered, positive, and focused. Saying something often enough has the power to make it true for you. Remember not to dwell on the negative, focus on the positive. Three basic affirmations that you can work from include:
o “I am safe and secure.”
o “The Universe gives me everything that I need.”
o “My income will continue to increase.”